Many businesses aren’t aware that when applying for finance, lenders will check the credit scores of the business and its directors.
Your credit score can be affected by a range of things, including:-
Unpaid bills (yours or others at your address)
Whether you’re on the electoral roll
Paying suppliers promptly
Past searches for credit (including getting quotes for finance or utility contracts)
If you have been surprised to be declined finance it may be worth asking a credit reference agency for your score – visit www.bipa.uk.com to find out more.
Energy management is quickly becoming a business necessity. Growing environmental concerns and rising energy prices are substantially increasing cost pressures on businesses – and it’s only going to get worse. Finding ways to reduce your energy consumption and go a little greener is becoming ever more important.
Making changes
Energy management can be time-consuming, but there are several positive changes businesses can make without devoting excessive resource to the process.
Green energy tariffs.Switching to a green tariff doesn’t mean that the electricity coming out of your sockets will be directly from renewable sources. Instead, your supplier will buy the volume of electricity that matches your energy use from a renewable generator. In theory, more businesses signing up to green energy tariffs will increase the amount of power from renewable sourcing circulating through the National Grid. Signing up to a green tariff could mean that your Climate Change Levy is reduced – or even removed entirely.
Smart meters.If you haven’t already invested in a smart meter, now is the time to do it. Smart meters transmit regular meter readings directly to your energy supplier, eliminating estimated bills. Your smart meter can also provide you with a wealth of information about your business energy use – providing you have access to a data reporting platform. The true value of a smart meter lies in its data reporting capabilities, and you need access to that data in order to make the most of it.
Switch things off.Switching equipment off will reduce your energy consumption, and probably your bills – but remembering to switch off the lights and the kettle at the end of each day is only half the battle. Many businesses turn on all of their equipment every morning purely out of habit, even when it’s not necessary. Improving your operational efficiency could mean big energy savings.
Outsource. Outsourcing your energy management is a great way to increase your energy efficiency without devoting excessive staff time to the problem. Your energy management consultant will be able to assess your business energy use and draw up a step by step plan for improvement. They’ll be able to help you identify energy saving technology that will benefit your business, and help you access financing schemes like the Non-Domestic Green Deal and the Energy Efficiency Financing Scheme operated by Siemens Financial Services and the Carbon Trust.
Control consumption and reduce environmental impact
Energy costs and the environment are often pitched as two disparate and incompatible concerns for business, but the truth is they go hand in hand. Reducing your energy consumption by implementing green energy strategies will reduce your business’ impact on the environment and should reduce your energy costs.
Aimed at marketers, owners of small and medium-sized businesses and anyone who wants to achieve success with email marketing, this Email Marketing Course is non-technical and packed with practical advice as well as strategic guidance to help you transform your email marketing.
If you need help with your email marketing, this is the course for you.
Class numbers are limited, so early booking is advised to reserve your place.
⭐ 20% discount for charities and not-for-profit organisations – use code CHARITY20.⭐
Holly heads up the Smart Messenger Email Marketing Agency in Norwich and is MD of its parent agency, 101 Websites, Apps and Email Marketing. She is an experienced digital marketer with 25 years in the industry. During this time she has provided valuable strategic and tactical support for countless organisations, large and small, within the public, private and not-for-profit sectors. Holly is friendly and approachable, so if you have any questions about email marketing, bring them with you to the training course and she will be happy to answer these for you.
Smart Messenger is 101’s professional, easy-to-use email marketing platform.
81% of smartphone uses access the internet on their mobile devices.Google know this is so big that they and others are well into the mobile market big time.
Any household company that you can think of will have their own custom mobile app designed to attract and engage the customers they want to continue serving.
Communication is no longer one way. Your customer both wants and needs to hear from you and about you. And they want to be able to talk back, and share that with others.
So an app, tailored to your company, is the perfect way for you to introduce yourself, interest your customer, entice them to buy and facilitate sharing.
Businesses who don’t, who continue to stay with a static website will miss out on our innate need for regular social contact by communicating with others.
It’s here, it’s big and you need to be part of it.
Look at the number of apps in the Apple and Android market. It’s in the millions. All designed in that commercial effort to fulfil the basic business function of serving customers.
Without customers you have no business. Growing your business through an app is an exciting extra benefit, but the first rule of thumb must be to keep giving your customers what they need to maintain a loyal following.
A fully functioning business app, designed to your business, will fill this communication gap. And it will fill it so well that you’ll go way beyond just keeping the custom you already have.
It has the powerful potential to put you leagues ahead of your competition. So far in front that you can expect a considerable change in your business fortunes.
Isn’t it time you dived in and follow the likes of Google and Apple?
Join us in your local office to hear how your business can get ready for Making Tax Digital. This breakfast seminar will take place between 7.45 am and 9.30 am at our Norwich office. What is Making Tax Digital? Being introduced in April 2019, Making Tax Digital will revolutionise the way in which businesses will need to maintain records for HMRC. Initially, HMRC will require businesses with a turnover greater than the VAT threshold to maintain digital records, but eventually, it is expected to be rolled out across all areas of tax. We look forward to seeing you there.
Aviva shares a common aim with its fleet customers to reduce risk and consequent claims spend. Research, including Aviva’s own statistics, consistently confirms that the lowest accident rates are displayed by companies with clear driving standards and unambiguous driving rules, including effective driver vetting procedures.
Why Carry Out Driver Vetting? • On the UK’s road network, 10 people are killed and around 1,000 others are injured every day • Nearly 33% of all fatalities involve the use of a company vehicle, whether it is a car, motor bike, van or commercial vehicle • 33% of all large motor vehicle insurance claims involve drivers who have been employed for less than 12 months, regardless of age or driving experience • Over 65% of all company vehicles will be involved in a road accident in the next 12 months
The above facts make for gruesome reading but sadly, are very true.There are both human and financial costs to road accidents for businesses. Medical treatment, compensation, business interruption and ‘bent metal’ costs must all be paid for. If the root causes of accidents are left unchecked, the result will be higher operating costs for the business.
As employers you have a legal and moral obligation to ensure the safety of your employees and others, who may be affected by their driving at work activities. This is in addition to existing legal obligations under the Health & Safety at Work Act 1974.
Companies running commercial vehicles under the terms of an ‘Operators Licence’ must also comply with any other specific requirements imposed by their individual ‘Operators Licence’. Employers are also “vicariously liable” for harm caused through the negligence of employees / operatives in the course of their driving duties.
“If they are doing something for you and about their duties (including driving a company vehicle), you are responsible – even if they are behaving totally improperly and against your orders” (Greville Janner. Q.C.)
Employers, from the driver’s supervisor right up to directors of the company, can be liable for charges of ‘Corporate Manslaughter’ if an accident results in loss of life. In order for this charge to apply, it must be proved that the accident resulted from a lack of ‘duty of care’ or a failure to comply with any of the legislation listed. Fines imposed on the guilty parties can be unlimited, with prison sentences of up to 10 years.
Ashley, Director of Hugh J Boswell, states “We like to be proactive with clients in terms of vehicle risk management, from providing advice on policy excess levels to supplying accident management kits for their vehicles. This activity assists the client in reaping the rewards in the form of a better claims frequency and subsequently reduced insurance premiums. Setting a clear and concise driver vetting policy is recognised as a useful tool in the management of a companies vehicles and helps identify increased risk to the business.”
Location: Carrowbreck House, 7 Carrowbreck Road, Norwich, NR6 5FA This hands-on course is designed for users new to the product. This course is intended to introduce the concepts, as well as the practical processes needed to create attractive, effective presentations. Delegates can expect to gain a broad understanding of Microsoft PowerPoint. Delegates should have sufficient Windows experience beforehand. Duration: One-day course (9:30am – 4:00pm approximately) Equipment: No equipment is necessary for you to bring to the course. Pens and note paper will be available. Lunch provided: For full day training courses a sandwich lunch with crisps, cakes and fruit will be provided. Refreshments will be available throughout the duration of this course. Course Content The PowerPoint Screen Creating & Editing Slides Slide layouts The Master Slide Using templates Presentation Views Slide Objects The Drawing Tools Printing the Presentation Animation An explanation of different versions The Slide Show Course price: From £74.00 – £96.00 For more details or any enquiries, please do contact us on 01603 788950, or email carrowbreck@broadland.gov.uk
Commenting on the High Court’s judgement on the judicial review of the Airports National Policy Statement, BCC Director General Dr Adam Marshall said:
“Business communities across the UK will be bitterly disappointed that plans for a world-leading hub airport are now at risk.
“Without expansion, firms risk losing crucial regional connectivity and access to key markets across the world.
“The benefits of a third runway would extend far beyond south-east England. Hundreds of UK companies are already invested in the supply chain for expansion, and tens of thousands of additional jobs will be created if the project goes ahead.
“Heathrow and the wider aviation sector have set ambitious emissions targets, and like every industry, must continue to become greener. Britain’s future depends on investment in a modern, integrated, low-carbon transport infrastructure that keeps trade flowing while minimising environmental impacts.
“There has never been a more important time to demonstrate that Britain is open for business. The government must back Heathrow expansion unequivocally and take all necessary steps to finally move the project forward.”
Unfortunately many conferences begin to go downhill from the moment the first speaker utters those all-too familiar words, “We have a lot to go through today, so we’ll press on and try to get through it all as swiftly as possible.”
The easiest and most productive conferences stick to accurately-timed and well-rehearsed agendas and have good supporting-content prepared in advance. For instance, embedding video sequences into your presentations can significantly raise the level of interest and engagement in the room – it’s actually very simple to include video clips in PowerPoint slides. And of course, today your presentation can be made even more seamless by streaming it wirelessly from your iPad or other tablet – no more awkwardly standing within reach of your laptop’s spacebar.
More importantly, video can convey a crucial point very clearly in just a few seconds – something that even the most eloquent speaker might stumble with on the big day. A video can of course also be approved and perfected in advance, so it’s one less thing to worry about. Purely from a sympathetic onlooker’s point of view, we’ve put together some other suggestions that will also help make your event go with a swing:
1. Consider arranging overnight accommodation near (or at) the venue for key guests and speakers. We’ve all heard of conferences where the senior management team and main presenters were held up on the motorway for the most obscure of reasons – but, cows on the carriageway? Always be there ahead of your delegates!
2. Get your room and its acoustics correct in advance. Even for a modest event a dedicated conference-staging company can resolve a lot of potential issues at your venue ahead of time. Starting your day with a room that’s freezing-cold, missing the crucial cable to get the pictures on the screen, or a lack of batteries for your microphones isn’t just a hassle for you, it doesn’t present a very polished image to your guests!
3. Never put yourself in the position of wasting the pre-conference coffee and networking time to kneel by the podium shifting your slides or attempting to reinvent your talk with last-minute details. You’ll risk look scatterbrained when you reach a slide you weren’t expecting to see.
4. Avoid vague and rambling introductions about yourself or your business, think ‘elevator-pitch’, taking less than a minute to explain why you’re the authority on your subject is often plenty – and hopefully you are the speaker everyone has already been anticipating hearing!
5. Use slides only to further reinforce or enhance what you’re saying. The audience doesn’t need you to read word-for-word from slides they can see for themselves. Otherwise, why are you up there talking? If you’re adding nothing by being there you could have just emailed your PowerPoint!
6. Don’t cover old ground and use the back-arrow to return to previous slides. Know when you’ve made your point then move on – skipping around your presentation will only serve to trip you up.
7. Unless you actually have a successful sideline in stand-up comedy be wary of using jokes. Few things kill a presentation quicker than polite laughter to a mediocre gag, or an inside-joke which half the audience aren’t in on. Strive to be interesting and relevant, not to attain the biggest laugh for a corporate anecdote.
8. Decide how you’ll end your piece, go out with a bang – not a whimper! Winding-down to a vague close with “Thank you for listening” or by asking “Any questions?” more often than not gets a lacklustre response whilst the audience considers whether or not it would be polite to leave for lunch. If you’re hoping for feedback, have a couple of pertinent questions in mind to ask your audience. If you’re intending to do a Q&A with a large audience make sure your AV company will provide a wireless microphone for the room – it helps when both you and the rest of the room can actually hear the questions that are being asked!
9. Always compare presentations with other speakers in advance to avoid duplication, or unknowingly preempt something that will be happening later on.
We heard, via a conference organiser, of an AGM where the final profit for the year was to be revealed at the end of the morning session, complete with a rousing video build-up, drum-rolls, and pyrotechnics on the stage. At the very beginning of the day the Chief Executive took his place at the podium, welcomed everyone to the conference… and proudly announced that year’s profit. The production team stifled a yell and sat down, head in hands. If there is a planned dramatic cue in the running order for the day make sure all the speakers are aware of it, there’s no need to duplicate information – or worse, jump the gun!
10. Lastly, would your wider organisation benefit from being able to watch either the whole conference, or selected highlights? Don’t miss the opportunity to make more of your investment in the day, or your guest speakers, by recording it for further syndication.
Discover the epitome of culinary excellence at The Priory 1101, where history and gourmet cuisine come together to create an unforgettable dining experience. Nestled in the heart of Great Yarmouth, our Grade 1 listed landmark offers a unique and elegant setting for an evening of indulgence.
Our Menu
Funnells Kitchen are dedicated to crafting exquisite dishes that highlight the finest locally sourced ingredients. Each course is thoughtfully prepared to delight your senses and provide a memorable culinary journey. From delicate starters to sumptuous mains and decadent desserts, our menu is designed to satisfy even the most discerning palates.
Reservations
Given the exclusive nature of our fine dining events, we operate on a reservations-only basis. Register your interested via the link below or secure your table by reaching out to us at:
10% Discount for chamber members quote “CHAMNERS10” on booking.
Welcome to the Joe Dix Foundation Memorial Match! Join us on Mon May 06 2024 from 13:00 at the Wroxham Football Club for an afternoon filled with football, fun, and fond memories. This event is a special tribute to Joe Dix, a beloved member of our community who will always be remembered for his passion for the game. Come show your support and celebrate Joe’s legacy with us.
Teams consisting of :
Past Norwich City players,
Emergency services XI
plus Joe’s former team mates.
Also present will be Norwich City Ambassadors, emergency services vehicles, activites for children, stalls, autograph opportunities,
Lets bring the community together and raise awareness of the work that the Joe Dix Foundation is doing to combat child criminal exploitation and knife crime in Norfolk.
See you there!
With thanks to Wroxham Football Club for hosting the event
Thanks for your continued support: Norwich City Safer Canary, Norfolk Constabulary and emergency services, NR Medical Training, CIM signs, 99kits.
We talk about passion a great deal at the Chamber. I strongly believe it is passion that keeps the business community motivated as we face ever increasing challenges. The responsibility of running a business is pretty mind boggling at times. Not only are we responsible for the staff we employ, but we also have a responsibility to our suppliers who rely on our business and to our customers as part of their supply chain.
As the economists get their heads around why, when the country is employing more people, the economy is still not growing, it is up to the Norfolk business community to get our heads around what will help us grow the Norfolk economy and as a result our own businesses.
There are actions we take on a daily basis as an individual business to develop our organisations and you only have to ask a business person to talk about their business to see their eyes light up and their passion. What is less understood is a business person’s passion for their local area.
I can identify recent examples which demonstrate just this. Last Thursday our local MPs held an East Anglian Rail Summit in Westminster with the Rail Minister Simon Burns MP. I had a significant list of businesses willing to give their time and come with me to represent the wider Norfolk business community and ensure the Norfolk business opinion was taken into account.
Although there was in my opinion, too many ‘jam tomorrow’ statements from the Minister, Norfolk Chamber members were able to reiterate that the rail improvements are not only about an improved rail passenger experience but also about business growth and jobs.
I am back in Westminster this week with a different set of businesses as part of delegation led by Norfolk Chamber to meet with the Energy Minister John Hayes MP. The passion of the energy sector and the supply chain opportunities they give Norfolk are significant and we need to influence his decisions on a number of issues affecting this sector.
My last example relates to the launch of the important Norwich for Jobs campaign, led by Chloe Smith MP, to get more of our young people into jobs. I took the opportunity of this high profile campaign to capture information from the Norfolk Chamber members as part of our ‘Unlocking the Potential of Norfolk’s young people’ activity. I received feedback from over 120 individual businesses in less than 48 hours – who says business people are not passionate and engaged. Later this week 150 businesses, schools and public sector partners are giving their time to attend our MPs event to help find solutions as to how to help develop our young people into quality employees of the future.
Yes as a community we are very busy keeping our businesses moving forward; yes we often have a short attention span for what we see as public sector procrastination; however, as a Norfolk business community, we have a passion for our local area and want to make a difference.