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The weather has turned colder, in fact, this October was the coldest recorded this decade. With this cold weather, rodents start looking for a warm home. The best control, as with all pests, is to do what you can to avoid them becoming a nuisance in the first place. We call this prevention!

Rodents, rats, mice and even squirrels can cause a lot of damage to homes, and businesses. From destroying furniture, chewing through wires and cables to spreading disease.

Spotting the signs of an infestation

Rats and mice are certainly most active at night, therefore it is often easier to spot the signs of an infestation than the actual pests.

You may find their droppings or marks they leave as they travel along their routes, you may hear scratching noises at night, find holes (they dig extensive burrow systems); also watch out for teeth marks (rodents need to gnaw continuously to keep their teeth short). They will use whatever soft material is available to them to make a nest – including loft insulation, cardboard, so keep a lookout for shredded material.

Preventing the problems rodents cause can be easier than trying to control an infestation.

Here are a few tips that could save you from having rodents:

• Rodents are attracted to a property if they can detect potential food sources.
• Keep foodstuffs in containers with tight-fitting lids.
• Don’t throw scraps of food outside and make sure all food waste is securely wrapped and always stored in the appropriate bin.
• Repair any small holes in brickwork and holes in outside walls, floorboards or skirting boards. They will find a way to enter your property!
• Tidy cupboards and remove any potential nesting material. As we said earlier, rodents will use any soft material such as loft insulation and cardboard.
• Keep your home or business tidy. The less clutter there is the fewer places they will have to hide.
• Clean up any waste pet food or bird seed debris regularly. Store these items in containers with fitted lids and preferably above ground level.
• Keep gardens free from debris and clutter.
• Don’t put food waste in your compost bins. This is sure to attract mice and rats.
• Do act quickly and call in the professionals to prevent a larger infestation developing.
• If you have already spotted signs of rats or mice such as droppings, it may already be too late. Give us a call as soon as you can on freephone 0800 980 9609.

Don’t give the pests a chance to breed and become a major infestation. Only a professional rodent control programme can provide reassuring protection from the risk of rats and mice on your premises. Request a free survey on our website. 

In the contemporary world, the majority of companies rely on technology to successfully run their business. At Chatsbrook, we understand that technology empowers businesses, so investing in equipment with a flexible finance product is a smart solution. Our client Richard Pike Associates are now benefitting from financing new software and hardware.

Richard Pike Associates are building, design and planning specialists that help clients to achieve their dream home. They work with individuals looking to remodel a conservatory, all the way through to working with some of the largest housebuilders and housing associations in the UK. Much like Chatsbrook, they cater to client’s individual needs which can include organising contractors and providing technical drawings on projects. Their aim is to “to deliver high quality, innovative building and design solutions with outstanding customer service in a supportive work environment to exceed our client’s expectations.”

Richard Pike Associates have been working with Chatsbrook for a little over a year now, and during that time we have helped RPA to finance state of the art software and hardware.

“We used to primarily use AutoCAD and still do use it sometimes but now the new ArchiCAD software which we funded is far more advanced for Architecture. It allows us to do realistic 3D design as if you were building it with the actual materials on screen, rather than just drawing lines, you use objects such as bricks and insulation. This means more accuracy and less issues when a builder goes to build it. Time wise the new software takes more time to use but less issues and revisions down the line.

The new Hardware financed was the new printer/plotter/scanner. Before we had a 10 year old plotter which would take minutes to print out an A1 drawing. Now the new one will print in around 20 seconds. This obviously saves a lot of time!”

The benefits reaped by contemporary hardware and software financed through Chatsbrook, not only benefits the team of Richard Pike Associates, but their customers too. As they are afforded an efficient and flexible service that can keep up with the changing needs of RPA’s customers- and within budget. 

Financing new hardware and software can be beneficial to most businesses, as like info@chatsbrook.co.uk

Sometimes orthodox finance solutions may not be best suited to you and your needs. At Chatsbrook we ensure that our clients always have the means to grasp every opportunity that presents itself.

Refinance is a finance solution that allows you to release equity from assets you already own or currently finance, so you can conquer every opportunity.

On one particular instance we were approached by a customer who wanted to purchase land for a new business venture. He stated that he wished to quickly fund the purchase over a scale of five years. The most orthodox way of purchasing land would have been through a Land Mortgage, but due to the desired term and speed it did not appeal to the customer.

After speaking to our panel of lenders, we were able to locate a lender without an ‘Aged Asset’ policy and secure equity release from refinancing the client’s agricultural machinery,  one 2012 Class Lexon and two 2014 New Holland tractors. Refinancing his existing assets was better suited to his needs as it raised the £140,000 capital he desired for the agreed 60 month timescale against the value of his assets. This was a great example of how Refinancing can provide funding for a business opportunity when the more orthodox route to purchase, in this case a Land Mortgage, is less suited to the customer.

The client was impressed by the quick decision and turn around, and was also happy to have enrolled in a new business project.

As one of the oldest industries, Farming and agriculture has always been integral to our economy. Investing in contemporary equipment is one way to keep up with market fluctuations and improve sustainability. Chatsbrook understand that investing in new machinery is vital to the development of the enterprise culture within the farming and agriculture industry.

If you have capital tied up in assets, then Refinancing or Equity Release may be an option for you. Refinance provides financial stability, as you can restructure existing monthly repayments. Equity Release provides financial flexibility as you are able to raise capital from assets you already own.

At Chatsbrook, the service we provide is dedicated to ensuring your personal and business needs are completely taken care of. We listen to your requirements and advise accordingly, only ever offering the best competitive deal on the market. Ring us today for a free quote 01603 733500 or email info@chatsbrook.co.uk

A suppliers route to finance is not always the best avenue to take if you would like to save money. We at Chatsbrook are dedicated to finding our customers the most competitive finance package on the market. In an interview with Adrian Brooks-Director of Chatsbrook- he discussed our business ethos and growth, as well as clients worries and how we can help to overcome them.

From the copious, positive customer testimonials it is clear that Chatsbrook pulls out all the stops for each individual customer. Our ethos, as stated by Adrian is “To provide competitive finance packages from the outset with credible customer service. We have a genuine passion and care about the outcome. It’s not just about doing business once, it is about creating loyal customers that continue to use our services.”

There is a general misconception that suppliers will always offer the best deal. Creating financial agreements with suppliers may seem like the easiest way to purchase an asset, but quite often it doesn’t save you time or money. Adrian advised that “There is always an alternative finance route to customers rather than choosing the suppliers route- it is always worth looking at other options. There are better deals out there.”

In a world of competition, Chatsbrook sets the benchmark for business conducted with integrity and morality. We just “aim to do right by the customer”.

Our finance packages are modified to suit each individual need. Adrian articulated “When we agree a finance package we like to ensure that it fits any persons affordability”. We do not create finance arrangements that could burden you, instead they are streamlined to make sure that they do not effect your quality of life. Finance agreements can also be arranged to help free up your cash flow, which is something that may be desirable if you are in the commercial industry.

There are many benefits to using Chatsbrook. For instance, the speed that we can turn things around, our transparency and genuine care for each outcome. But there is one particular added security benefit that should be noted. Adrian explained “If you have purchased something on finance that goes wrong, there is a third party in the agreement that can make contact with the supplier on behalf of the customer.” In some cases, it can take the weight of an additional company-like Chatsbrook- to put pressure on the supplier to rectify an issue if something happens to an asset.

If you have an asset in mind that you would like to finance, your next step could be to contact us for a free quote on 01603 733500 today. If you have any additional questions then feel free to email now at info@chatsbrook.co.uk

We at Chatsbrook, promise to provide you with an efficient service to save you time AND money.